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We help financial institutions and designated non-financial businesses build and test AML/CFT programmes under the Financial Transactions Reporting Act, No. 6 of 2006 and related rules, from risk assessment to transaction monitoring.
The problem
Supervisors increasingly test whether monitoring detects real risk, whether customer due diligence is applied consistently and whether reports are timely. Paper programmes don't survive that test.
Our answer
We connect your institutional risk assessment to concrete controls, tune monitoring to your actual customer base, and document the reasoning so you can defend it.
Enterprise-wide money-laundering and terrorist-financing risk assessments.
CDD and enhanced due diligence procedures, including beneficial ownership.
Scenario review and threshold tuning to reduce false positives without losing coverage.
Screening design, list management and match-logic testing.
Periodic independent testing of the AML/CFT programme.
Role-specific training for front line, operations and senior management.
Every control traces back to a risk in the assessment.
Thresholds are set using your transaction data, not vendor defaults.
Decisions are recorded so the reasoning survives staff changes.
Clear linkage from risk to control to evidence.
Monitoring focused on meaningful risk.
Same due diligence standard across branches and channels.
Rationale recorded for every material judgement.
Institutional risk assessment and programme diagnostic.
3–5 weeks
Policies, CDD procedures and monitoring scenarios.
4–8 weeks
Sample testing and threshold validation.
2–4 weeks
Annual independent review and refresher training.
Annual
Something else on your mind? Ask a specialist.
Banks, finance companies, insurers, securities firms and designated non-financial businesses and professions with AML/CFT obligations.
Yes. We help scope the remediation, prepare responses and evidence progress against agreed milestones.
We are vendor-neutral on screening and monitoring engines and help you configure and test the one you use. ENKAYT records the governance around it.
An independent review gives you an honest view of effectiveness and a prioritised plan.